Refinance Savings Calculator

See how much you could save by switching to a lower interest rate home loan.

With Australian interest rates having risen significantly, many borrowers are now on rates well above the market. This calculator shows you the monthly and total savings from refinancing, and how long it takes to recoup the switching costs.

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Refinance Results

Current Repayment

$2,878/mo

New Repayment

$2,626/mo

Monthly Saving

+$252

Total Saving (after costs)

$73,608

Break-Even Point

8 months

Results are estimates only. Actual savings depend on lender fees, exit costs, and loan features. Speak to Atish for a detailed refinance assessment.

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Talk to Atish directly — get personalised advice based on your actual situation, not just a calculator estimate.