Not all home loans are equal. A lower interest rate doesn't always mean a lower total cost — annual fees can add up significantly over a 30-year term. Use this calculator to compare two loans on total cost, not just rate.
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Side-by-Side Comparison
| Metric | Loan A | Loan B | Difference |
|---|---|---|---|
| Monthly Repayment | $3,160 | $2,966 | B saves $195 |
| Total Interest | $637,722 | $567,646 | B saves $70,077 |
| Total Cost (incl. fees) | $1,138,222 | $1,068,846 | B saves $69,377 |
Loan B costs less overall by $69,377
Results are estimates only. Actual costs depend on lender fees, offset accounts, and loan features. Speak to Atish for a full loan comparison.